TERMS AND CONDITIONS

Last Updated: 2026

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1. Introduction

USER AGREEMENT

This Terms of Service agreement ("Agreement") is a legally binding contract between you and AI KEYS INVESTMENT IN TECHNOLOGICAL AND MANAGEMENT ENTERPRISES S.O.C. L.L.C., a trading name of which is KeysPay ("KeysPay", "we", "us", or "our"), governing your access and use of KeysPay's platform, services, technologies, and features, whether accessed through our website, mobile application, or other channels (collectively, the "KeysPay Services"). This Agreement incorporates by reference our Privacy Policy and any other policies or documents referenced herein. If you do not agree to these terms, do not use the KeysPay Services.

KeysPay is headquartered at B312 Naser Ahmed Saeed Mohamed Alawadhi, UAE (License Number 1104443).

A downloadable version of this Agreement is available at any time via our platform or upon request at support@keys-pay.com.

2. Registration Process

To access KeysPay Services, you must complete our identity verification and onboarding procedures. You are responsible for providing accurate and truthful information at every stage. We reserve the right to request additional documentation or to verify your identity through third-party sources.

3. Security

You are solely responsible for maintaining the security of your KeysPay account. We strongly advise using unique and strong passwords, enabling two-factor authentication, and securing all devices linked to your account. If you suspect unauthorized access, contact us immediately at support@keys-pay.com.

4. Unauthorized Access

Report any unauthorized or erroneous transactions promptly. Failing to notify us within two months of discovery may result in forfeiture of your right to dispute such activity.

5. Account Closure

You may request account closure at any time via support@keys-pay.com. We also reserve the right to close accounts under various conditions including inactivity, legal obligations, or violation of our terms.

6. Notice and Communication

All communications will be delivered electronically through your registered email or the KeysPay app. You must keep your contact information up-to-date.

7. Personal Data

Our handling of personal information is governed by our Privacy Policy.

8. Links to Third-Party Websites

Our platform may contain links to external websites. KeysPay does not endorse or assume responsibility for content or privacy practices of those sites.

9. Intellectual Property

All content on our platform, including logos, design, and software, is the intellectual property of KeysPay or its licensors. You may not copy, distribute, or reproduce any content without prior written consent.

10. Customer Support and Complaints

Please contact support@keys-pay.com for inquiries or complaints.

11. Amendments

We reserve the right to change these terms by providing one month's notice. Continued use of our services after changes become effective constitutes acceptance.

12. Warranties

KeysPay provides its services "as is" and makes no guarantees regarding uptime, accuracy, or availability. We disclaim all warranties to the fullest extent permitted by law.

13. Liability

KeysPay is not liable for indirect, incidental, or consequential damages arising from your use of the services, except where required by law.

14. Indemnification

You agree to indemnify KeysPay and its partners against any claims arising from your misuse of the services or breach of these terms.

15. Termination

We may terminate this Agreement with 30 days' notice or immediately under specific circumstances outlined in these terms.

16. Jurisdiction

This Agreement is governed by the laws of Delaware, USA. Any disputes shall be resolved in Delaware courts.

17. Definitions

  • "KeysPay Account" - Your registered account with KeysPay.
  • "Personal Data" - Information identifying you as defined in our Privacy Policy.
  • "Prohibited Activities" - Actions restricted under these terms, including but not limited to fraud, abuse, or use of the service for illegal purposes.

18. Final Provisions

KeysPay is not liable for failure to perform due to circumstances beyond its control (force majeure). Contact us at support@keys-pay.com for questions regarding this Agreement.